Living Life: Energized

MOST SERIOUS INJURY

admin — Thu, 18 Dec 2008 18:13:22 +0000

A back injury is one of the most serious injuries that involve injury attorneys. A back injury can bring a small business to a halt, with the injury of a key person, or can be an expensive addition to a larger companies bottom lines.
Many businesses take good care to make sure that back injuries are held to a minimum, but accidents do happen. When an accident does happen, and there is a back injury, then often times a business owner will be dealing with injury attorneys.
If the business is larger, then there are lawyers on staff to deal with the injury attorney; they speak the same language. If the business is smaller it might be overwhelming to find the letters and correspondence coming in. Even if the small business has an attorney available it can still be a challenge.
Therefore, it is most import to try to take precautions to limit back injuries. This is often not easy to do, and it is hard sometimes to retrofit a business. I can be well worth the money to take preventative action.
Larger corporations have the resources to hire consultants that can examine all aspects of the workplace and come to a determination of what can stay and what changes can be made to create an even safer work environment.
Smaller businesses often don’t have the luxury to bring a safety compliance consultant on board, but the business owners and managers can certainly attend seminars and advantage themselves of any free government information.
There are a number of areas for business to consider in bringing the workplace into compliance. Areas to be considered are operations and customer or client interface regions.
After attending a seminar or taking online courses it is important to go through your workplace and develop a matrix or a checklist and go through the movements and actions of all employees. Then do the same for any customers or clients that might have access to your place of business.
Once that is completed and changes are made — if any– then establish a program to periodically evaluate the benchmarks and test employees, if necessary. Pay close attention to areas of the workplace where customers and employees interact as well. Do not neglect areas of customer only areas.
These actions can go a long way towards eliminating the possibility of back injury and communication with injury attorneys.

CONSEQUENCES

admin — Mon, 27 Oct 2008 18:26:21 +0000

Just about all the pundits have been wrong. I’ve been following some of them even way before I began online stock trading. None of them called this.
A very few did say that they thought that the sub prime lending would have consequences, but they did not predict in what manner. They mostly said that it would affect a few banks, but never did they say the whole system would melt down.
It’s ironic that nearly twenty years ago, in the late 1980’s, that there were a slew of books and financial gurus who predicted the next Black Tuesday and Great Depression, and of course when that didn’t happen, they fell out of fa-vor.
The Panic of 1987, which drove stocks down then over 500 points, was a huge percentage point drop, but now drops like that are happening every day.
Of course, the banking and finance system has not quite melted down. Nobody really knows how bad it is.
Yesterday, Hank Paulson, forced some of the largest banks to sell stock to the federal government. Some of the banks objected, like Wells Fargo, as they were not in trouble, had a strong balance sheet, and did not want the fed-eral government owning such a large voting block of stock. There were clearly some shotgun weddings.
None of this is restoring confidence. Bad news continues to flow in across the world. Yesterday the bad news came from Switzerland. Both large investment banks there, Credit Suisse and USB, have been nationalized.
This is Switzerland — home of the Swiss bank! These banks survived the Great Depression and World War II. Now they’ve been done in by a bunch of lower income Americans and the banks and the politicians that caused this mess.
I’m not sure what can be done. If trading is halted on the exchanges, it would probably only be a pause in the car-nage.
If the government got out of the way, the markets would totally collapse, which may happen anyway. If that hap-pens, real wealth will be lost, but others will step in to buy. There is money out there — waiting.
Today and tomorrow will be interesting days, to say the least. If the market goes below 8000, then we may see an-other rush to sell, people moving out of mutual funds and into cash, and people and institutions hiding the money in the mattress, so to speak.
Each day is something new. I wish it weren’t.

CUBS FANS

admin — Mon, 19 May 2008 20:51:26 +0000

It's been one hundred years since the

Chicago Cubs

took it all home. There is probably nobody alive today who can actually remember when the Cubs won the World Series the last time. But it lives in the never say die memory of the long suffering Cub's fan. It's always been "wait until next year" and wait and wait and wait. If the experience of watching the Cubs weren't so much fun, It's a struggle year in and out to really put much hope in "this will be the year", but after a while you just sit back and enjoy the season and Wrigley Field and the Cubs experience. Still, wouldn't it be a thrill to see the Cubs win? Tara is a big Cub's fan, but she never takes it too seriously. She would like to see them win the World Series, but she won't live or die by it. I usually tease her. I'm a South Sider, and can't help but rub in the White Sox win in 2005. This year we promised to go see a number of games, both Cubs and Sox. That was fine with me, though I wasn't so happy with the idea of going to see the Sox play because of the new and ugly ball park.

MIDDLE OF THE CITY

admin — Fri, 25 Apr 2008 22:56:34 +0000

Now that I live smack dab in the middle of the city I’m going to need to look for an employment upgrade – because if I don’t start making more money I’ll be hunting for a competent Detroit bankruptcy lawyer. I had no idea how much money it cost to live in the city. I grew up in kind of a back woods community and my family was pretty self sufficient. We didn’t spend a whole lot of money, because we didn’t really need to. In the city, everything costs more: the food, the gas, the clothes, and the entertainment are all way more expensive – but that’s not even the only problem, you also need a whole lot more stuff to get by in the city. You simply can’t function in the city without a cell phone, a computer with a DSL connection or a GPS and none of these things are cheap. It makes me wonder how anyone with less than a CEO position in a major company can even survive in an urban atmosphere. I guess if things didn’t work out I could always move back with my parents – maybe if I save up for a couple hundred years I’ll have enough money to make it.

WRESTLING IN COLLEGE

admin — Mon, 07 Apr 2008 18:46:36 +0000

I am beginning to feel a little hope for my friend, who I met when I was in college, and who has been wrestling with some financial issues. She has been spending money with no regard for how she was going to meet her day-to-day obligations. She has gotten so far in debt, I don’t see how she will ever get out. She spends any money she gets her hands on, and does not think about the consequences. She loves nice clothes, and she loves to go out on the weekends. She loves her shoes and accessories too. But since she has gotten to the point where she can’t pay her car payment, she had contacted an attorney and is talking about filing Chapter 7. She also contacted someone who she says was recommended to her, who will help her sort out why she feels she needs to spend and spend some more, until she is just completely flat broke. I hope she will follow though with the counseling. I think the counseling is the reason why she finally called the attorney to get help straightening out her finances. We are all optimistic about her getting on the right track.